No credit history?

Hum hello all i just build my desktop cash and everything but i still miss portability..

So im looking at alienware 14 with the i7 ( multitasking alot vmware etc)


Im 18 years old and with no credit history and currently unemployed (im going back to school) Full time for a formation after i get a license etc..


Do you think i have any chance to pass Dell Credit approval for 48 month ?


Thank you

 

Very slim chance that you will get approved for a DPA, if you have a co signer maybe, but not sure if DPA does that. I say call and ask. Good luck! the 14 & 17 are great machines

 

Kinda hard to make payments without a job I would think.

 

I was pretty much the same as you are when I received my first credit balance (a year ago or so), but I built up my credit a little bit with gas cards and store credit cards. But now I am in college, full-time, unemployed with somewhat bad credit and I was approved for $1500, which is not much, bet definitely allows you to get something nice. Just make sure you'll be able to pay it off because those bills will come.

You should apply once a month. It shouldn't take more than four weeks to know if you've been given a credit. I've been told applying frequently can hurt you, so, try to avoid that.

 

Ok i have 300$ month to spend for anything i want i dont think a 40$ month is bad when i think of people paying 30$ month for wow back in time..

I know alien are good laptop my cousin own 2 ( got a 2 be accident from dell some years ago m17x r2 with core 2 extreme and sli 260m

It the fact of the part on ebay and everything if i have a fried motherboard can still order example in 3 4 years..


I will see for the credit card you said gaz and store hum gonna look at that i look at my bank for credit card to and im probably going to buy something montly for my mom so

 

$40 a month is a great deal, you should definitely try calling and asking. As J.Dre suggests don't apply a lot or the credit score may get hurt. You will need to build it up with time. School isn't the best place to start with this but if you can make it then give it a try.

 

Thank you

 

Don't let the mentality of "ONLY $39 A MONTH?!" sell you on the deal... Keep in mind that their financing comes interest free for X amount of months depending on the cost of the system. Paying the minimum each month will not likely have your balance paid off within the 'no interest period' and will hurt your credit standing. Ergo, interest will accrue and you'll end up paying approximately 20% more depending on the rate you get, which I assume is going to be 19.99% or 29.99%, and if you continue to pay the minimum after this period has passed, your overall minimum monthly payment will increase due to this interest charge.

Don't make the mistake of maxing out your credit limit if you don't have a job. If you're given a $1,500 credit limit, I'd say put maximum $500 - $750 toward a new AW 14. The longest 'no interest period' I've been offered is 12 months.

 

Nah not going to use a credit card to order ahah it cash from my money or with the alienware plan of 4 years that i will try to finish in 1.5 - 3 years ( going to give more than what they will ask

Alienware is between 13.3% to 29% i know they will stole me over 300$ from the purchase price but i will try to complain a bit if i can get a rebate


Im not talking about the 6-12month no interest crap





( i will never use credit card for more than 300$ The only reason will be online order because paypal is slow a hell to take my money lol