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    Can you pay more than your monthly fee with Dell Financial Services?

    Discussion in 'Alienware' started by asdfasdf123123, Jan 25, 2011.

  1. asdfasdf123123

    asdfasdf123123 Newbie

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    I want to order a $3000 alienware, but my damn credit card company wont increase my limit even though i have no debt on it. If I go through dell financial services will I be able to pay the whole thing off if I wanted to? When I search about dell financial services on google it seems that everyone says that they rip you off and it seems to me like its a bad idea to sign up with it
     
    asdfasdf123123, Jan 25, 2011
    #1
  2. svl7

    svl7 T|I

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    Can't you just choose a different payment option such as bank transfer?
     
    svl7, Jan 25, 2011
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  3. fishnbanjo

    fishnbanjo Notebook Consultant

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    DELL often has specials where there is no finance charge on systems for up to 24 months but generally 12 months. The payment they set up would be a minimum payment and paying more is not a problem but if you were to lock into an interest free period when you purchase it's in your best interest to pay it off within the period every system I have purchased has been paid off early.
     
    fishnbanjo, Jan 25, 2011
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  4. Texasrho83

    Texasrho83 Notebook Consultant

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    Right now they have a 12 mos no interest option if you buy through their DPA...
     
    Texasrho83, Jan 25, 2011
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  5. inap

    inap .........................

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    dell dpa is great if you get on interest for 1 yr, and normally you get an extra 3% off for using it too.
     
    inap, Jan 25, 2011
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  6. katalin_2003

    katalin_2003 NBR Spectre Super Moderator

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    I bet if you call,it's like everything else, things like this can be arranged as that is what they're after :p ,giving less would be a problem.
     
    katalin_2003, Jan 25, 2011
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  7. alienwolf

    alienwolf Notebook Deity

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    been with DFS for a while nice outfit, never give me hard time. Can pay over min amount and more than once a month. Pay off early, like them alot more than Dell..lol ;)
     
    alienwolf, Jan 25, 2011
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  8. flynnaz

    flynnaz I am a Night Elf Mohawk!

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    I went through DFS, no problems here, 12months no interest, I will have it paid off in 11 months to avoid any charges.
     
    flynnaz, Jan 25, 2011
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  9. Empty|

    Empty| Notebook Geek

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    America...got no money but buying useless crap with stupid credit cards :D
    No wonder why your country is totally broke anf falling down.

    Way to go "bro"!
     
    Empty|, Jan 26, 2011
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  10. flynnaz

    flynnaz I am a Night Elf Mohawk!

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    Empty,
    Nice flame job, not usefull here though.
     
    flynnaz, Jan 26, 2011
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  11. edge2886

    edge2886 Notebook Enthusiast

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    I'm positive you can even pay it off the very first statement you get from them. They shouldn't care as long as theyre getting paid in time.
     
    edge2886, Jan 26, 2011
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  12. GoodToGo

    GoodToGo Notebook Consultant

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    I saw somewhere on dell site that payment of full amount does not carry any penalty, cant seem to find it right now...
     
    GoodToGo, Jan 27, 2011
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  13. flynnaz

    flynnaz I am a Night Elf Mohawk!

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    It is a credit card, no penalties for early payoff.
     
    flynnaz, Jan 27, 2011
    #13