cant use dell home credit to purchase vostro 1500

does anyone know why you cant order a dell vostro and use my dell home credit. i like the vostro cause its all black but I tried to configure one online and and went to pay and it said that i cant use my dell home credit. isnt credit, credit. if i have say 4000 credit why i cant i use it towards any computer. why does it have to be an inspiron or xps. anyone else have this problem and found a way to get around it?

 

because the vostros are business computers not marketed to home users. if you want to use dpa then you have to get a home computer. you can only buy business computers if you pay for them in full.

 

Found it:



What do I win?

 

you can use your CREDIT CARD, just not Dell Home Credit. You could use a Dell Credit Card (if they offer them). Anyway you put it, you have to pay with a 16 digit credit card number with an expiration date and I think a security code on the back...without these, no laptop. Save up the money in your bank account and then buy it cash with your debit/credit card number.

 

+ rep from me!

 

man, thats too bad. whats so special about a business notebook that makes the purchasing procedure different? do all companies differentiate or is it just dell?

and lithus, im well aware that its a business notebook, i was just curious about why the discrepancy when you would think that credit, is credit. but your art work is outstanding so i cant say anything negative about your response to someone who is new and just trying to find out information.

 

Hey firemedic, you might be able to use it on the outlet. Wouldn't hurt to try. I agree with you that it's silly the discrepancy b/t Home & SMB's. Personally I know more people who purchase the Vostro for personal reasons, rather than for business use...but, it is a relatively new product.

Why don't you try calling, if you get the right rep, you might be able to use it towards a Vostro.

 

The reason why you can't use Home credit to buy a SB laptop is because Dell doesn't let you. Maybe it's because they have an agreement with the bank, or maybe a pixie fairy told them not to, but in the end, they don't want you to.

 

thanks meatloaf, thats a good idea. and lithus that makes sense too. probably a way for dell to unload its inspirons. cause if everyone was able to buy a vostro they probably would just cause its seems like a nicer notebook and most people i would think like the all black look. thanks guys for the quick responses and ill let you know what happens when i call dell. maybe i can get some info to help others like me.

 

Strange; you would think that Dell would prefer to sell better quality laptops (ie: Latitudes) on credit, rather than el-cheapo Inspirons.

Makes no sense to me....but some MBA probably got a huge bonus for coming up with such a scheme.

 

I had this problem too, and when I called the sales rep said it was because businesses are required to buy 5 of them. Though I know this obviously isnt the case since many people on the forums own them, and I'm sure didn't buy five. He also said it was because the prices are cheaper so companies can buy multiples at a cheaper price. I agree though, anyone should be able to buy them.

I ended up just buying an XPS though.

 

yeah, im afraid thats going to be the case when i call. but ill try. if not i think im going to look at the 1520 or the new xps 1530

 

Just so you know, to the extent of my knowledge the Inspiron & the Vostro are basically the same exact machine...spec for spec. The only difference that I know of is that the Chassis for the Vostro is Magnesium Alloy (which I quite like) instead of some sort of plastic. The chassis are identical in style, although you can change the colors of the Inspiron...you can get a jet black inspiron 1520 if you so choose.

Again, I recommend the Outlet, that's where I purchased this machine. My buddy worked for Dell this summer, and he made sure I got it from the Outlet, he says it's the only way to go.

There's my two cents.

 

they have the same chassis, don't lie.

the outlet is not the only way to go, if you want a new laptop especially. the outlet doesn't always have lower prices than what you can get a new one for, and remember there is usually a reason some person returned that laptop you are going to buy from the outlet.

 

well i checked the outlet and you cant purchase a vostro with dell preferred credit. so there goes that idea.

it does look like the 1520 is the same as the vostro spec wise i just like the all black look. more professional and classy IMHO. but i guess you cant get the best of both worlds so now im looking for an alternative.

 

Haha, I'm gladd hizzy corrected me about the chassis, I hope he didn't have a hizzy fit though

...about the Outlet, the problem that it was returned for is fixed, if it truly is a problem. I know a slew of people who returned their Vostro 1500s simply b/c it was too heavy for them and they didn't like the black.

If you think about it, a laptop from the Outlet might be even in better shape than a "new" one, it comes with the SAME EXACT warranty offerings, AND it has been quality inspected TWICE. So, pick your poison. but you are right, the prices aren't always lower, but at the time I saved $300 on the price of my rig, and that was after all of the current coupon offerings.

 

HAHAHA!!! OMG, wow, best laugh I had in a while.

 

Hah, what a fr00t, that info is straight from a Dell employee. Laugh on brother.

 

I could write a book titled "Dell Employees say the Darndest Things".

 

Oh yes, Nizzy, where did you find that they have the same chassis? I can't find anywhere that the Inspiron has the Magnesium alloy chassis. Also the starting weight for the Inspiron is 5.39 lbs whereas the Vostro's is 6.33 lbs.

 

The weight difference is due to the different material that is used for the chassis. I think the design might be similar if not same.

 

That's what I was thinking, Magnesium Alloy for the Vostro, and Plastic(?) for the Inspiron...just curious as I like to give people good information.

 

THEY ARE THE SAME MATERIAL!!!!!

 

they list the starting weight for the inspiron without a battery installed... cnet's system weight is the same as the vostros. http://reviews.cnet.com/laptops/dell-inspiron-1520/4505-3121_7-32471366.html?tag=sub . dell doesnt always advertise everything. they dont say that the inspiron has a spill proof keyboard too like they say on the vostro, but they are the same keyboard just painted differently. So yes the inspirons is "spill proof" too.

 

I see what you're saying, but I'm still confused, I've got a nice metallic ding on the edge of my Vostro, are you telling me that it's really plastic? I've never seen plastic that dings so well...usually it cracks.

Doesn't Alloy = metallic, which categorically does not = plastic?

 

no, im saying the vostro IS an alloy but so is the inspiron. their construction is identical except for the colors.

 

Alloy = combination of two or more metals.

However, you have to get it out of your head that metallic laptops are better. The majority of laptops on the market are made out of plastic and hold up just fine.

 

Half-truth, an alloy is a homogeneous hybrid of two or more elements, at least one of which is a metal. All I'm saying is that the ding on the edge of my screen wouldn't be a ding, it would be a crack if it were plastic.

I'm not saying that one is better than the other, I'm saying that I prefer metal or metallic laptops to plastic ones. My wife has a plastic Inspiron on there are stress cracks on 4 different locations, so I'd prefer not to mess with them if I don't have to.

 

Can we use personal credit card to buy Vostro 1500 and use it for personal use?

I dont have small business!!!

 

I don`t think Dell finances inspirons because they are inferior to vostro. Using that logic, why would they provide financing for the xps line which is clearly superior to the vostro? imho Dell is providing financing to what they think is the bigger market, it seems like more average users go for the inspiron and the xps. it`s an added incentive focusing on that group.In addition there has to be a financial plus to interest paid by those who stretch out payments for a couple of years.

 

Let me start off by saying thank you for serving our country and honest to GOD I do not usually laugh or make fun of our armed services men/women, but come on man! did you even read this thread???

it was started because he cannot get financing for his vostro through dell, and the FACT that you can get financing through dell on the inspiron or xps or any other home computer they offer.

second off i have an inspiron and it is the second one i have bought, simply because they do hold up very well, now as for the chasis being built of plastic or metal i couldnt tell you, i know if it is made of metal its extremely thin (which is to be expected) and has a plastic coating on the outside of it, but i do know on the inside there is a metal frame. (just what i know)

now before i say this NBR is a great reference for computers, however i love it how a lot of the people on here who dont own an inspiron or have never owned an inspiron tell people how crappy they are. like i said i have owned two of them and the 9300 is still in business and operating! and its gone on several four wheeler rides into the woods, been dropped, etc... and yeah there are scratches on it (all over it) and the paint is all wearing off, (where it said inspiron, and the music buttons) but the silver and white are still good to go.

and if you are still reading this post at this point, this is just my opinion but dell probably doesnt finance business because of all the tax crap that is involved with them, it would probably be to big of a pain in the but, and most people who own small or medium sized business, have credit cards with limits that would make the AVERAGE persons credit limit look like pocket change. and they can write that whole computer off on their taxes where as the home user cannot.

 

You can also finance Inspiron laptops, check under the Subtotal line when you start to configure a product. You can finance an Inspiron or apply for Dell credit. What you can't do is what the OP tried to do and that is try to make a business purchase with consumer credit. Dell separates the two on purpose. But consumer and business purchases can apply for financing or apply for Dell credit. The other main difference is that businesses are allowed to apply for 60 days same as cash purchases.

http://configure.us.dell.com/dellstore/config.aspx?c=us&cs=19&l=en&oc=DNDWMA2&s=dhs

 

Hey chevy trucks, of course I read the post. My response was to 2 posters who commented on the reason for Dell financing inspiron and not vostro ,was based on their opinion that inspiron was so inferior. I dont think their reasoning is sound, of course thats just my opinion. I own a 1420 and my wife a 1505, both have performed well, so I`m of the opinion that the inspiron line is not so inferior. I think you might has misunderstood my post. Thanks for the positve feedback.

 

It most likely has to do with the way the credit lines are underwritten by CIT bank. They have a credit line for consumers, DPA, and one for businesses. I would hope the APR on the business line is a lot better than DPA because I know mine is 27.99% but I heard some are around 29.99%.

 

my apologies philly Dog!!!