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    paying in installments?

    Discussion in 'Dell' started by WorkinProgress, Aug 20, 2007.

  1. WorkinProgress

    WorkinProgress Notebook Evangelist

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    Is there a way to pay in installments w/o interest? or do I have to pay it all upfront.

    BTW:
    I'm planning on getting a vostro 1400
    do you guys have any tips on bargaining when I call the csr to purchase it?
     
    WorkinProgress, Aug 20, 2007
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  2. xScorp1on

    xScorp1on Notebook Evangelist

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    I think if your credit's good you can lease without any charges.
     
    xScorp1on, Aug 20, 2007
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  3. imzomnia

    imzomnia Notebook Evangelist

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    I used Dell to pay for my laptop....no interest for 12 months but it needs to be paid off within 12 months otherwise the interest will charged.
     
    imzomnia, Aug 20, 2007
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  4. surfasb

    surfasb Titles Shmm-itles

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    you would need good credit but ya. You can get one without paying interest. If you dont' pay it off in the set amount of time, you gotta pay all that interest,PLUS your balance. so watch out
     
    surfasb, Aug 20, 2007
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  5. WorkinProgress

    WorkinProgress Notebook Evangelist

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    do I have to sign up for this payment plan? I plan to call them to order. My dad's credit is good btw. and I'm spending 420$ while he pays the rest. I think thats doable in 12 months.
     
    WorkinProgress, Aug 21, 2007
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  6. nizzy1115

    nizzy1115 Notebook Prophet

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    thats just over a dollar a day!
     
    nizzy1115, Aug 21, 2007
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  7. Pivus

    Pivus Notebook Enthusiast

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    Yes, you have to apply for it. You'll find out if you've been accepted by email I believe.
     
    Pivus, Aug 21, 2007
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  8. i3urtongirl

    i3urtongirl Notebook Consultant

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    I found out right away for Dell Financing that I was approved...
    Depending on your credit they figure out what % interest they're going to charge you... If you pay everything in less than the 48 or whatever term you signed for, they don't penalize you with the remaining fees...
    Overall it's a good thing... for me at least...
     
    i3urtongirl, Aug 21, 2007
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  9. WorkinProgress

    WorkinProgress Notebook Evangelist

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    so you had to fill out a form?
    I'm trying to get some kind of installment plan w/o interest to make paying easier
     
    WorkinProgress, Aug 21, 2007
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  10. ocellaris

    ocellaris Notebook Evangelist

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    Do the smart thing and just put it on a low interest rate credit card. Going through Dell financing has lead a lot of people into problems.
     
    ocellaris, Aug 21, 2007
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