HP Accidental Damage Protection

Is this warranty really worth it. I can never be sure about these. Does anybody have first hand experience with turning in a damaged laptop? What are the limits? Is it a pleasant experience or do you get the run around and have to "make things happen"? Any comments are appreciated.

 

I think unless you are accident prone that it's not a great investment. Many traditional insurance companies can also provider coverage, so check around on that as well.

Editor in Chief http://www.bargainPDA.com and http://www.SPOTstop.com

 

Hi Nick,
It is really better to just buy a personal articles insurance policy on the notebook with no deductible. Pretty much the only thing that is not covered is an act of war, so there is no fighting to get it replaced and an added benefit is that the replacement does not have to be the same model or from the same manufacturer, you can pick what you want. Before falling for these manufacturer sponsored extended damage warranty, get the full warranty(not just condensed version), the entire legal document and read it thoughly. Most won't even provide the full warranty in writing until weeks after you have paid for it, only to find a long list of exclusions. With an insurance policy you could accidently forget that you left your notebook on the street in front of your car tire and drive over it (it's covered) or take it on a rafting trip and lose it in the river (it's covered)
To give an idea of the cost, my thinkpad is insured for replacement cost of $1800 through state farm insurance and the cost is $38/ year or just over $3 / month.
Another thing you may find if you were to go with the manufacturer deal is that if you happen to qualify through all the exclusions(hoops) they have, your replacement may not even be a new system, but a factory refurb.

Jack

 

Thanks guys for the info, really helpful.