To buy or not: warranty extended coverage

I am curious if most people on here extend their warranty or not with Lenovo,
which comes with a one year base warranty of parts and labors, which covers everything but has a long turn around time.

In terms of extensions, if you want to extend that base coverage for a second year its 55 and for a third year its 95.


If you want to buy on-site repair, its 111 for two years and 175 for three years.

My opinion is that if you're doing warranty, on-site is way better, but I was wondering if its even worth doing warranty at all; and perhaps just doing the included 1 year, buying it on an amex (which extends it one year) and then taking your chances.

Thoughts?

 

If you can't afford it up front, you can always upgrade your warranty later, though usually it is more expensive later. I would always recommend on site if you cannot afford shipping out your laptop for possible 2-3 weeks to the repair depot or you don't want your machine to leave your hands. Usually AMEX or purchasing through a major CC company, they will extend the manufacturer's warranty BUT sometimes there are headaches (warranty not registering correctly, or AMEX/other CC company has to deal with the warranty and not Lenovo, it can be a real headache).

 

Eh, personally I have not had one laptop that hasn't failed on me, even if there was not misuse or carelessness involved. Within the first two years, you probably wouldn't want to buy a new laptop because of that. I have never had to deal with AMEX warranties, so I can't speak to how much of a hassle that is. FWIW I think 2 yr onsite is the sweet spot. I went completely overboard on my machine (see sig) so I got 3yr onsite w/thinkpad protection ($197 through the epp site)