No longer P157SM/NP8255 owner

Mine was stolen out of my car on Sunday night. I really loved that laptop. I guess it is time for me to look into a P157-SM-A now unless there is something coming out to replace that real soon. Any suggestions? Should I wait or just get one now?

 

P-15xSMA Replacement/Upgrade

 

Clevo P650SG/Sager NP8672 or the new Clevo P751/771 is IMO the best option ... The P751/771 have a desktop haswell CPU+MXM 980M...

 

Have you ever used Dropbox with it? If you have, and if the user logs onto your PC at all, you could get the IP of the place they're using it in and HOPE TO THE COSMOS that some police officer will help you track it down. It's the only thing I could help with.

Also, yes, what miss Luna P says about the P75xZM machine replacement is true =D

 

3 options.

P650 type models to get similar specs but in a more portable form factor. (non upgradable CPU and GPU though)
P150 type models to get a like for like replacement.
P7xx type models to get a slightly heavier machine with no ODD for more CPU potential.

 

When my insurance company gets "comparison" models for purposes of value, what do you THINK they will compare it to? I have "replacement" value insurance and what to get an idea of what they SHOULD compare it to. I have a funny feeling they are going to try to say it is the equivalency to an ASUS laptop sold via Walmart. *sigh*

 

If they try to give me a "depreciation" value, how much would you say this computer would have been worth?

i7 4700
32 GB RAM
BluRay/DVD-RW
780M
2x 120GB Intel mSATA
1TB 7200rpm HD

(was a p157SM Special Edition but I maxed RAM, 3 yr warranty, added the 2 mSATA drives and the 1TB replaced the 750GB it came with)

 

If you insured what was IN the laptop and not what you bought, it should be quite high. You should be able to at least get enough for a model with a 980M and a 4810MQ or something. At LEAST. You might have to put a little of your own cash in though, because you know insurance doesn't usually give you full value.

 

Insurance company is trying to say that my policy is a "deprecation"-type where they can place the value upon purchase price and then depreciate it. My copy of the policy says it is a replacement value. That is why I am asking these questions - to get an idea of what it should have been "valued" at. They probably will tell me that they will not pay for the Windows 7 Ultimate OS I put on it (retail box) even through the key for it was on the bottom of the laptop.

I also was supposed to have a $50k rider on my policy for electronics but they say it doesn't exist. *sigh*

 

Somewhere around 33% per year of the original value most likely.

 

doesnt sound like they keep their records straight

 

Sounds like you need a new insurance company more than a new laptop.

 

Just be sure to hold them on the paperwork you have since that is what you were sold

 

Thank you all for your help. I was told by someone that works in the claims adjustment industry that these are common tactics - doing whatever they can to get the amount of the claim down. I am just glad I am knowledgeable enough to tell them that they are wrong, give them the info I have and tell them that I have it in writing saying something else. It sucks that there are games like this played these days.

 

unbelieveable! total mof0s if u ask me

dont let them push u around like that!

 

Now the insurance company has said that my laptop was worth <$1800 based upon the replacement cost - depreciation. They are willing to pay the difference of what it costs to replace the system and what they gave me upon my purchasing a new system. I cannot afford to buy a "replacement" system with what they are giving me so it sucks to be me.

Maybe I will be able to get some resellers to do quotes for a replacement system for a P157SM-Special Edition with the i7 4700, 1TB HD, 32, GB RAM, 2x Intel 120GB mSATA SSDs, 780m video card, Windows 7 Ultimate and Office 2013. I added the mSATAs, the 1TB drive and software after I bought the laptop originally. I have screenshots showing the device manager with the 1TB drive and an Intel RAID-0 Volume (and receipt for buying the SSDs) along with Windows 7 Ultimate. I hope that will be enough to get a reasonable settlement for my stolen laptop.

 

You should ask your insurance company what they would allow for an official quote. Would an official email with specs and price be OK or would they need something more official. I'm sure any of the resellers would be happy to help with that, granted we knew exactly what was needed. Sending PM's or direct emails would be the best way to do this.

 

Ask them to clearly define how they came to that calculation. There are quite a few ways they can play around with the figures to get a different end result beneficial to them. Chances are, they're probably both lowballing the initial replacement cost (or messing with salvage value) as well as playing around with the depreciation, either with the length of depreciation or method of depreciation.

You can also argue that items (and software) you added to the laptop should be considered improvements to the property's value and useful life based upon IRS rules and regulations, which should be factored into the calculation as a whole. That should add to your replacement cost as well as add years to the depreciation total, which will diminish the deducted amount.

Also, you should ask if they factored in sales tax, shipping costs, installation, and testing fees that are applicable to the cost basis of the laptop.

Frankly, I think you can probably get them to at least raise their estimate even if you don't actually bother calculating it all out. They are almost certainly expecting you not to know anything about the process and to take their word for it. Don't, do your own research and your due diligence. Even just throwing around some of this info should help in that regard.

 

You can also argue that unlike most laptops, a Clevo would have a significantly less depreciation compared to other models as the fact that all the components can be user-replaced.

The only thing that should, theoretically, be depreciated are the GPU and CPU, and not as much as they would like to tell you they are.

 

CPU can't be depreciated because there is not exactly anything newer/better. 4700MQ versus 4710MQ is negligible; if that's the only depreciation that's fine, but the CPU price hasn't exactly dropped nor is there a new version. It's different than something like say... a car, which has new models almost every year, and CPUs are not exactly prone to "breaking" like other components elsewhere are.

 

I think depreciation in this case means "wear and tear".

 

It's industry standard practise that all electronics do loose value fairly rapidly sadly with most companies for instance totally wiping the value of such parts after 2-3 years usually.

 

That's true, but in this case there is no upgrade yet. My logic doesn't get it, but I guess for businesses any way they can save money is their benefit.

 

There has been a new revision of CPU released, 2 graphics "generations" (one real one) and 2TB HDDs released since he got his machine. That would impact the resale value of his machine even if it was boxed as new and in his possesion.