puchasing from sonystyle ?

I have been config my selection on the site, saved on wish list. was going to pull the trigger on monday. As they have 18 months no payments and no interest, it was advertised will end aug 28. Well it ended today, went to chat and was told o well things change and have no control over it. it seems to me a bait and switch deal, maybe just me, but not sit right with me. sorry I had to vent, thx

 

http://www.sonystyle.com/webapp/wcs...0151&langId=-1&categoryId=8198552921644556901

Which deal? With the Sony card or Sony Financing?

 

sony financing, now they offer 24 months no interest but payments must be made now.

 

Well, I would not call this a case of bait and switch since a transaction never
occurred. And 24 months... even better. Nothing wrong with making payments.

 

Ran into the same thing, the guy on chat kept trying to tell me it was a better deal and kept ignoring my questions about the date.

And there is something wrong with making payments...to Sony. I would rather have no interest / no payments for 18 months, and during that time, put away a monthly payment into a savings account.

When the term is up, not only do I have the money to pay it off, but I have also made money via the interest in the savings account.

Yes, it is a small difference, but it is a difference. But my biggest complaint is that the no interest/no payment offer was supposed to run to 8/28. I didn't purchase yesterday specifically because I thought the deal would be around tomorrow, so I could sleep on it.

I woke up this morning ready to purchase, but the deal was gone, the CSRs were oblivious, and now Sony isn't getting a penny in 18 or 24 months from me.

If a store is advertising a sale, and you walk in and ask for that sale price, and they tell you "Sorry, we don't have that anymore, but look at this one! It is sort of the same, because it uses some of the same words!" That is the classic definition of bait-and-switch.

 

Thx, I agree with you 100%, I might be croping off my nose to save my face, but they lost me.

 

Businesses do have the right to change or cancel promotions. But I still would not call it bait and switching as everything is advertised readily on their website. It's not as if they advertised the 18mos no interest on the web today and when you called, they tried to switch things up.

And there really are much better ways to make the interest on the purchase
work in your favor. Sony card, of course if you don't already have one.
Discover card offers 5% cash back on sonystyle purchases. etc.

 

0% interest is still a good promotion, even though you have to pay it back monthly. but i'd have to agree with the above poster... it's not a bait and switch. they are within their rights to take down promotions whenever they please. it blows, but that's the way it goes.

and if you're that upset about it, just go to portableone

 

True, they do have the right to take it down. But if they say they are running the promotion until 8/28, then they should run it until 8/28!

I had the expectation that I could return any time between yesterday and 11:59p on the 28th and get the deal, because that is what they advertised. Now they are trying to convince me that no interest for 24 is a better deal because - even though I have to make payments to them - I have a longer time to pay it off.

Bait me by telling me the offer is going to be around for a while, and then switch it out with a "better" offer.

And both the Sony card and the Discover card are going to charge you interest, negating any positive points or cash back you would get.

No interest / no payments are some of the best deals for you to put your hands on - even if you have the full amount in cash now - because you are getting to let your money work for you, not for others, while basically getting the product for free during the term.

Which is probably why they pulled it.

 

Tried calling again. Actually got a helpful CSR that was willing to give me the deal, though I am not sure how much I trust them. Said I would have to think about it.

If you are still interested in the laptop, but don't want to give your money directly to Sony, NewEgg has a pretty decent spec of the laptop at $1200 with no payment/interest for 12 months.

 

Well, I guess we'll agree to disagree about that.

But the sony card is no interest for 12 months, plus the $150. Plus, you would get 5X sony points, which translates to a $50-$100 sony gift card (depending on the price of the laptop). This would net you more money than sony financing+putting the payments into a savings acccount.

 

I didn't know sony card was zero interest for a year, thats a pertty good deal, will look into that, thx

 

Let's think this through.

So you go with the Sony card on a $1400 laptop. You get 12 months no interest, but you have to make payments. You also get a credit of $150 on your statement, which we will pretend gets applied immediately. You also get 7000 points, which I would imagine translates to a $70 gift card, which can probably only be used for other Sony products. But either way, $70 is $70.

So you have netted $220 immediately, $70 of which is actually money in your pocket. And you pay the remainder of the balance monthly, which is $105 a month for the next 12 months.

Now I am going to take some liberty here and say if you can afford $105 a month to Sony for 12 months, you can afford it for 18.

You put $1400 laptop on Sony finance with no interest AND no payments for 18 months. You take that $105 a month and put it into a savings account earning 3% annual. There are better values out there, but let's go conservative.

At the end of the 18 months, you have in your savings account $1930.70. You cut a check for $1400, which nets you $530.70, all of which is money in your pocket.

So what sounds better to you, $150 off of a laptop and a $70 gift card immediately, or $530 in 18 months?

 

I agree, but I just look for the credit card deal, but could not find it, maybe that was dropped to, well if any one is looking at getting this 24 months interest free, act quick, because sony says sept 3, but that could mean tommarow.

 

If you put $105 into a savings account every month, the laptop through sony financing, would have been paid off after 13.33 months. So, you continued to put money into a savings account long after the laptop had been paid off. Using this logic, you would have put $105 into a savings account for 6 months after paying off the sony card. So, you'd have $710 by purchasing with a sony card vs. $530.70 thru sony financing.